Jim is one of the founding members of Arroyo Insurance Services since its inception. He began his career in San Francisco as an Underwriter Trainee with Crum & Forster in 1975. Jim worked with his father Albert C. Simonds in his agency until Jim purchased the business in 1992. Jim is well versed both in Employee Benefits and Property and Casualty. Jim has developed specific Risk Management services for healthcare companies and has worked with a number of the new emerging healthcare/bio technology companies both within and outside of California. He holds multiple insurance designations, both the CIRS (Construction Insurance Risk Specialist) and CHRS (Certified Healthcare Reform Specialist), along with a Bachelor’s degree. He serves as the Vice Chair of the Los Angeles Rotary Club Foundation and is an active Board Member of the Catalina Island Conservancy “Marineros”.